RV
Insurance
Recreational Vehicle (RV) Insurance can protect your investment from top to bottom. With RV insurance, you can select many types of coverage, including Vacation Liability, Full Timer’s, Emergency Expense and more. Your RV insurance policy can also protect your traveling companions and your valuables when you’re on a trip. There are many options available and everything is custom-tailored to your specific needs.
Broward Hall Insurance will provide you with the information needed to choose the best coverage for your RV. Keep in mind that RV insurance covers several kinds of vehicles, such as motor homes—including Classes A, B, and C, motor coaches, camper vans, travel trailers, campers, pop-ups, fifth wheels, and toy haulers.
- Storage
- If your RV will be in storage for an extended period, such as during the winter months, it could be a good idea to review the different options offered with storage coverage. Accidents do happen while your RV is sitting still in storage and the costs involved to repair can be steep.
- Full Time
- If you will be using your RV as a full time residence, you will want to have a full feature policy that will provide protection to your home, which many RV insurance policies do not cover. It's important to match your RV usage with your RV insurance plan.
- Liability
- Liability can be defined as legal responsibility for your acts or omissions. So, whether you act irresponsibly or fail to see a stop sign and drive through an intersection, you are legally liable to pay the bodily injury costs, lost wages, funeral costs, and property damage for others involved in the accident. You will also need to pay for your legal defense if you are sued.
Popular Insurance Types
Here are the answers to common RV Insurance questions.
What is the difference between a Travel Trailer and a Motor Home?
A Travel Trailer is a trailer with permanently equipped facilities for cooking and sleeping that is towed by an automobile. A Motor Home is a self-propelled land motor vehicle with permanently equipped cooking and sleeping facilities.
Does it matter how often I use my Travel Trailer or Motor Home?
You can use your Travel Trailer or Motor Home as much as you want but we will need to know who often you use it (less than 30 days, 30-150 days, more than 150 days, full time) so we can provide you with the correct coverage.
What extra coverage does an RV policy provide?
An RV policy typically includes extra coverages like vacation liability, contents, road trouble service, and awning replacement.
Ask about insurance packages that can bring better coverage for up to 20% less cost.
Disclaimer: Above questions and answers are intended to be generalized information and may or may not be the specific wording of your insurance contract. Your specific policy contract coverages and definitions will prevail. For specific questions of coverage, please contact your insurance provider. Generalized questions are not an offer of coverage. If you would like an insurance proposal, please contact our office.