Motorcycle
Insurance
Motorcycle insurance covers many types of bikes, so even if you’re looking for specific coverage—like scooter insurance, motocross insurance, dirt bike insurance, moped insurance, classic motorcycle insurance, or trike insurance—a motorcycle insurance policy is what you need. We can help you build a motorcycle insurance plan that suits your needs by providing the coverage you need within your desired budget.
Broward Hall Insurance Agency was founded in 1957 here in Panama City, Florida. We know the beauty of our outdoors and are seasoned motorcycle owners ourselves. This gives us the unique ability to relate to the fun and the dangers that come with the joy of the ride.
- Custom Parts
- If you have aftermarket parts added to your motorcycle, you will want to review additional coverage that includes custom parts. Some policies receive up to $3,000 in coverage without any additional cost to you. Coverage can be customized to meet the level of customization you have completed with your cycle.
- Uninsured
- Let's face it, operating a motorcycle is very rewarding and can be highly dangerous. This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.
- Liability
- With Broward Hall Insurance Agency, you can pick the motorcycle insurance coverage that fits your needs. For many riders, peace of mind comes with maximum liability limits high enough to satisfy personal umbrella requirements. This type of insurance coverage is great for those that want total coverage and peace of mind ownership.
Popular Insurance Types
Here are the answers to common Motorcycle Insurance questions.
Do I need Motorcycle insurance in the state of FL?
It is not required by the state of FL to carry motorcycle insurance in order to be legal on the road. However, we strongly recommend it due to the unforeseen risks that can cause harm to you or your motorcycle.
Does Bodily Injury coverage payout to me if I fall off my motorcycle and get injured?
No, Bodily Injury coverage pays for injuries to others if you’re deemed liable in a motorcycle accident. Policy limits apply.
Will Uninsured Motorist coverage help to repair or replace my motorcycle in the event that someone does not have insurance and is deemed at-fault?
No, Uninsured Motorist coverage will only help to cover your medical costs due to an accident and the at-fault party does not carry Bodily Injury or your injuries exceed their limits (policy limits apply). However, we highly recommend carrying Comprehensive and Collision coverage to help protect against damages to your motorcycle.
Ask about insurance packages that can bring better coverage for up to 20% less cost.
Disclaimer: Above questions and answers are intended to be generalized information and may or may not be the specific wording of your insurance contract. Your specific policy contract coverages and definitions will prevail. For specific questions of coverage, please contact your insurance provider. Generalized questions are not an offer of coverage. If you would like an insurance proposal, please contact our office.