Church
Insurance
Join many of the churches in Northwest Florida and let Broward Hall Insurance Agency provide a customized protection policy for your church. Risk management and protection for churches is one of our specialties, and we have several great carriers offering superior church protection.
Broward Hall Insurance Agency offers a wealth of expertise and risk management resources to and can guide you in preparing church policies and procedures to minimize risk to your church. We can insure all of the assets that are used in your services, from camps to buses to employees and pastoral staff and more. Call Broward Hall today to discuss protecting your congregation and your premises with a customized protection policy.
- Church Property
- The property of any church is very important assets and they should be protected with the proper insurance policy against loss or damage. We offer several solutions for you, with basic policies covering the buildings and contents in case of loss from fire, smoke, vandalism, windstorm, hail or other perils.
- Church Liability
- A general liability policy steps in to mitigate the church's legal responsibilities in the event of an injury or loss of property or life, such as with a civil wrongdoing. There are many types of coverage that can be included with your church liability insurance policy, such as cyber crimes, sexual misconduct, pastoral counseling staff and more.
- International Travel
- If your church is passionate about mission trips outside of the United States, you need a quality international travels insurance policy. Polices can include accident and illness medical expense, security and emergency medical evacuation, trip cancellation coverage, primary coverage, bodily injury, property damage, personal injury, emotional injury and more.
Popular Insurance Types
Here are the answers to common Church Insurance questions.
Can we get Coverage for our Church, Vehicles, Staff and Summer Camp?
Absolutely. Your church insurance policy needs to be customized to provide comprehensive coverage of your pastoral staff, employees, buildings, property, facilities, and more. Broward Hall Insurance Agency specializes in risk management and protection for churches throughout Florida. We are here to provide free help to you in learning all about the possibilities available to you.
What types of insurance do churches need?
Churches can consider property, general liability, professional liability, commercial auto, flood, workers compensation and umbrella policies.
What are some risks that churches face that could lead to financial loss?
Some of the perils that a church could exsperience:
- ♦ Property damage due to fire, storms or other disasters.
♦ Theft or vandalism of church property or equipment.
♦ Liability claims arising from slips and falls, accidents or injuries that occur on your premises.
♦ Sexual misconduct allegations or other forms of misconduct by church staff or volunteers.
♦ Employment related claims, including wrongful termination or discrimination.
Does liability coverage protect board members, leaders and volunteers of churches?
The lives of churches are sustained by an army of volunteers and committed employees. Few would be willing to serve if they put their personal assets on the line by volunteering. Directors and Officers Liability Insurance protects these individuals from litigation directed at their volunteer efforts. Their work on behalf of the church is shielded by liability insurance coverage.
Ask about insurance packages that can bring better coverage for up to 20% less cost.
Disclaimer: Above questions and answers are intended to be generalized information and may or may not be the specific wording of your insurance contract. Your specific policy contract coverages and definitions will prevail. For specific questions of coverage, please contact your insurance provider. Generalized questions are not an offer of coverage. If you would like an insurance proposal, please contact our office.